Since stepping into the mortgage world in 2022, Alex Cortes has been on fire—turning goals into milestones and clients into raving fans. He joined Coast Home Loans in 2025 and wasted no time making his mark, landing on the leaderboard in his very first month.
Alex is known for going all in—for his clients, realtors, and his family. Whether he’s guiding first-time buyers or supporting seasoned investors, he brings relentless energy, clear communication, and a genuine drive to help others succeed.
Born with a “work hard, play hard” mentality, Alex doesn’t just show up—he levels up. Outside the office, you’ll find him enjoying quality time with the people who keep him grounded and motivated.
If you’re looking for a loan officer who’s as committed to your goals as you are, Alex is your guy.
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in California? Rates are historically low and now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
