Andrea brings more than 10 years of mortgage processing experience to the Coast Home Loans team. With expertise in loan packaging, underwriting preparation, regulatory compliance, and borrower support, she is dedicated to creating a smooth and efficient lending experience for every client.
Known for her attention to detail, organization, and problem-solving skills, Andrea works closely with borrowers, loan officers, and lending partners to ensure files are accurate, complete, and moving seamlessly toward closing. Her commitment to exceptional service and clear communication helps make the home financing process as stress-free as possible.
Andrea brings a wealth of experience in operations, compliance, and customer service to the Coast team. She is excited to help our clients enjoy a seamless mortgage experience and make homeownership dreams a reality.
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in California? Rates are historically low and now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
