As a dedicated member of the Coast Home Loans team, I am passionate about helping individuals and families achieve their dreams of homeownership. While I take pride in working with all clients, I have a special commitment to supporting first responders, veterans, and first-time home buyers. With nearly half my life dedicated to public service, I strive to provide personalized guidance and resources to ensure a smooth mortgage process for everyone I serve.
Outside of work, my husband and I, along with our four children, live locally and love spending time outdoors camping, fishing, and horseback riding. We also enjoy taking care of the various critters on our small property just outside of town. Helping others realize their dreams, both in life and through homeownership, brings me immense joy.
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in California? Rates are historically low and now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
