Ashley Martinez is the heartbeat of the front desk and the behind-the-scenes magic at Coast Home Loans. With 8+ years of administrative experience, she’s a pro at making clients feel welcome and helping them feel excited (not overwhelmed!) about the home loan process.
When she’s not organizing all the moving parts of the office or making sure our loan officers are set up for success, Ashley’s bringing the fun—coordinating events, sparking creative ideas, and keeping our team vibe strong.
Outside the office, she’s all about wine tasting, hunting down quirky treasures at thrift stores, and diving into her favorite music playlists. She’s also a total softie for animals, which pretty much sums up her vibe: big-hearted, hardworking, and always down to help.
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in California? Rates are historically low and now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
