Ben brings a passion for helping others, a strong commitment to service, and a detail-oriented approach to every client relationship. As a Mortgage Loan Officer with Coast Home Loans, Ben is dedicated to making the home financing process as smooth, transparent, and stress-free as possible. He believes that every borrower deserves clear communication, honest guidance, and a lending partner who is invested in their success.
Before entering the mortgage industry, Ben built a successful career centered on problem-solving, relationship management, and delivering exceptional client experiences. His ability to simplify complex situations and communicate every step of the process helps clients feel confident from application to closing.
Known for being responsive, dependable, and solutions-focused, Ben takes pride in building lasting relationships with both homebuyers and real estate professionals. Whether assisting first-time homebuyers, growing families, or real estate investors, his goal is always the same: to provide personalized financing solutions and an outstanding customer experience.
Outside of work, Ben enjoys spending time on the golf course, exploring the outdoors with his dog, Millie, and staying active. He believes that strong relationships, hard work, and integrity are the foundation of both personal and professional success and is proud to help clients achieve the dream of homeownership.
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in California? Rates are historically low and now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
