Courtney is the primary Loan Partner at Coast Home Loans, bringing over 10 years of experience in the mortgage industry across both sales and operations. Her supportive nature ensures the processing team always has what they need to deliver exceptional service. Known for her cheerful and uplifting attitude, Courtney creates an atmosphere where clients feel genuinely cared for, guiding them through the mortgage process with warmth and expertise.
Beyond her professional life, Courtney is devoted to her family and enjoys spending time with her children. Her passion for serving others extends to her involvement in her church’s children’s ministry, where she loves making a positive impact. In her free time, you’ll often find Courtney staying active by working out or hiking, always with a cup of coffee in hand—because she never says no to a good brew!
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in California? Rates are historically low and now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
