With more than a decade of experience in banking and mortgage lending, I’ve helped hundreds of families confidently finance the place they call home. My journey began as a bank teller while studying at Western Oregon University, where I honed the fundamentals of sound banking and client care. After graduation, I advanced to a Relationship Manager role, then discovered my true passion—guiding clients through the mortgage process—in 2012.
Today, as a Senior Loan Officer with Coast Home Loans, I serve borrowers across Oregon and Washington, offering a comprehensive lineup of loan programs tailored to fit each stage of life. Recognition as a Scotsman Guide Top Originator in three of the last four years—and consistent ranking as a top producer—reflects both my technical expertise and a commitment to service that never stops at closing.
My business is built on trust, transparent communication, and relationships that last well beyond the loan signing. Most of my clients arrive by referral, a testament to the results we achieve together and the experience I strive to deliver every time.
Whether you’re purchasing your first home, refinancing for a better fit, or building your dream retreat, I’m here to be your lender for life—and a resource you can count on whenever home financing questions arise.
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in California? Rates are historically low and now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
