Darin James Krejci is a seasoned mortgage professional with over a decade of experience helping clients navigate home financing with clarity and confidence. Whether you’re a first-time buyer or a seasoned investor, Darin is known for his warm, authentic approach—treating every client like family and building lifelong relationships rooted in trust.
He brings a deep understanding of the lending process, a passion for educating clients, and a commitment to finding the best possible solutions for each unique scenario.
When he’s not working, Darin enjoys spending time with his family and making the most of the California sunshine, usually hiking, golfing, or exploring the outdoors.
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in California? Rates are historically low and now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!