Jessica Chadwick is an accomplished loan processor at Coast Home Loans, where she has been a valued team member for over four years. Known for her intelligence and unparalleled work ethic, Jessica approaches every task with precision and dedication, ensuring everything is done right the first time. Her friendly, personable nature fosters strong relationships with loan officers, clients, underwriters, and everyone she interacts with.
Outside of work, Jessica is a devoted wife and mother. She enjoys peaceful walks, getting lost in a good book, and has a deep appreciation for the magical and mystical. Her love for animals and the environment reflects her nurturing, thoughtful personality in both her personal and professional life.
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in California? Rates are historically low and now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
