Hi, I’m Kimra Templeman, and I’m thrilled to be stepping into the world of home loans as a Loan Officer at Coast Home Loans!
While I’m new to the mortgage industry, I bring over 16 years of experience in the fitness world—4 of those as the owner of my own personal training business. I’ve built my career on helping people reach their goals, stay motivated, and push through challenges, and I’m excited to bring that same level of commitment and support to my clients as they navigate the path to homeownership.
As a certified nutritionist and longtime coach, I know the importance of creating a plan, staying accountable, and showing up for people—and that’s exactly how I approach this new chapter. With the amazing Coast team behind me, I’m ready to learn, grow, and make a real impact.
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in California? Rates are historically low and now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
