I’m Lisa Haase, your dedicated mortgage expert, committed to making your homeownership dreams a reality. With a deep understanding of the real estate market and years of experience in mortgage lending, I specialize in guiding clients through the complex journey of financing their homes. Licensed in Oregon, Washington and Arizona, I offer a personalized approach to ensure that you receive tailored solutions designed to fit your unique needs and goals. From first-time buyers to seasoned investors, I provide expert guidance, transparent communication, and unwavering support every step of the way.
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in California? Rates are historically low and now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
