With 21 years of experience in all facets of Lending, Lisa provides expertise in getting deals approved with ease. After spending over 7 years processing mortgage loans, Lisa managed a team of Processors and Loan Originators, and ran one of the top branches companywide. Lisa developed in-depth Underwriting knowledge over the course of her career in Mortgage Operations, so she has a knack for knowing complex guidelines and how to work thru them with ease. Now, as an Originator, Lisa is helping clients structure deals in way that provides the best financial benefit to the client, and also provides an easy path to quick Approval!
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in California? Rates are historically low and now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
