Liz Young brings a strong background in financial services and a genuine passion for helping individuals and families achieve their financial goals. Known for her people-first approach, Liz is committed to creating a positive experience for every client she works with—combining industry knowledge, clear communication, and a drive to deliver results. She takes pride in not only guiding clients through the home financing process, but also in empowering those around her and contributing to a high-performing, collaborative team environment.
Born and raised in California’s Central Valley, Liz has deep roots in the community she serves and is excited to continue making a meaningful impact locally. She values connection, trust, and long-term relationships, and is dedicated to being a reliable resource for both clients and partners alike.
Outside of work, Liz is fueled by adventure and curiosity. Whether she’s diving into a new book, exploring new cities, hitting local trails, enjoying time at the beach, or discovering a great wine tasting spot with friends, she brings that same enthusiasm for life into everything she does. Liz looks forward to continuing to grow, connect, and make a difference—both professionally and personally.
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in California? Rates are historically low and now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
