Maegan Montero is the Branch Manager at Coast Home Loans, where she’s been a driving force since the company’s very first day. With over 12 years in the mortgage industry, Maegan brings a unique mix of organization, creativity, and heart to everything she does. She’s the person behind the scenes making sure the branch runs smoothly, the team stays connected, and the client experience is top-tier.
From managing marketing campaigns to planning team events and streamlining daily operations, Maegan plays a key role in Coast’s growth and culture. She thrives on collaboration, loves turning chaos into clarity, and somehow manages to keep it all together while juggling a million moving parts.
Outside the office, Maegan is fueled by creativity, community, and probably a color-coded spreadsheet. She loves spooky season, bringing people together, and never passes up a good happy hour, a great conversation, or an excuse to celebrate life’s wins—big or small. Whether she’s planning an event, building something in Canva, or finding new ways to support her team, she believes strong relationships are at the heart of everything. Her passion for people, paired with her industry expertise, helps create the welcoming, client-focused experience Coast is known for.
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in California? Rates are historically low and now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
