Hello my name is Taryn Wagner, your go-to Loan Officer with a knack for making the home buying process as smooth as butter. With a passion for helping families achieve their dreams of homeownership, I’m your trusted ally in navigating the sometimes daunting world of mortgages.
So whether you’re a first-time homebuyer or looking to refinance, I’m here to guide you every step of the way with a smile, a cup of coffee, and maybe a joke or two. Let’s make your home buying journey a memorable one- with me by your side, you’ll feel like you’re already home.
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in California? Rates are historically low and now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
