With 15 years of experience in finance-11 of which have been dedicated to the mortgage industry-Will has successfully led a high-performing team for the last five years. He aims to bring the same drive and determination that has fueled his team’s success to the Modesto Coast Branch.
Although not originally from Modesto, Will has spent 35 years in the area, working tirelessly to be a positive voice for the community and make a meaningful impact.
Outside of his commitment to clients and business partners, Will enjoys spending time with his two young sons, affectionately known as the “Bread Boys,” and his wonderful wife, Angelina. He loves getting out of town with friends for sports events, concerts, wine trips, or simply enjoying the great outdoors. An avid sports fan, Will roots for all the Bay Area teams and lately is leaned in on improving his golf game.
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in California? Rates are historically low and now may be the right time to start saving money every month!
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